uob private banking
uob private banking
Blog Article
UOB Bank offers a range of individual banking providers built to meet up with the economical needs of individuals. Below is an intensive overview to assist you recognize The real key features and choices.
Forms of Accounts
Personal savings Account: This account means that you can cut costs even though earning curiosity.
Functions: Quick access, desire earnings, small service fees.
Benefits: Secure spot for your cash, possible growth by curiosity.
Current Account: Perfect for every day transactions and running bills.
Functions: Checkbook facility, overdraft security.
Positive aspects: Handy for regular payments and withdrawals.
Preset Deposit Account: For people planning to make bigger curiosity fees above a hard and fast period.
Capabilities: Set expression deposits, higher fascination rates when compared to price savings accounts.
Benefits: Safe financial investment alternative with predictable returns.
Loans
Particular Financial loans: Unsecured financial loans that may be utilized for many purposes like schooling or dwelling renovation.
Sorts:
Installment Financial loans
Credit rating Strains
Positive aspects: Flexible repayment conditions, competitive interest charges.
Property Loans: Customized alternatives for paying for assets or refinancing existing home loans.
Kinds:
Set Charge Residence Bank loan
Floating Fee Household Personal loan
Gains: Diverse plans to suit personal requires, desirable premiums.
Credit Cards
UOB features a range of credit cards catering to different existence and paying out practices:
Rewards Playing cards: Receive points on every order which may be redeemed for presents or travel miles.
Cashback Cards: Get dollars rebates on each day paying including groceries and dining out.
Vacation Playing cards: Particular benefits like air miles accumulation and journey insurance policy protection.
Expenditure Providers
For people enthusiastic about growing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by professionals. * Appropriate for long-phrase advancement targets.
Structured Deposits * Combines the characteristics of traditional deposits with financial commitment products. * Probably increased returns but with a few chance involved.
Insurance policies Products and solutions
To protect by yourself and All your family members against unforeseen activities:
Lifetime Insurance * Offers fiscal get more info protection in the event of Demise or significant health issues. * May also serve as a cost savings Device depending upon the plan picked out.
Health Insurance coverage * Handles professional medical costs which includes hospitalization costs. * Essential for mitigating large healthcare fees.
Digital Banking Solutions
Usefulness at your fingertips by means of digital platforms:
Internet Banking
Enables you to manage your funds on the web:
Watch account balances and transaction heritage
Transfer money in between accounts or pay expenditures
Make an application for new products (financial loans/credit cards)
Cell Banking
Banking on-the-go through mobile applications:
Rapid equilibrium checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these comprehensive choices, UOB aims to provide personalised banking answers that cater specifically to particular person needs while guaranteeing convenience and protection in all transactions.